Health Plans - Medcore Brokerage

Health Insurance Portability and Accountability Act and Group Health Plans: Key Rules for Employers

May 21, 2025
ERISA Compliance: What Every Employer Should Know

May 20, 2025
High-Deductible Health Plans (HDHPs) and HSAs: A Complete Guide for Savvy Healthcare Consumers

May 17, 2025

how can we help you?

Contact us at the Consulting WP office nearest to you or submit a business inquiry online.

Trey Driver

President

img:is([sizes="auto" i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px;}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}.mtc,.mtc_h:hover{color:#002e5b !important;}.stc,.stc_h:hover{color:#6c98e1 !important;}.ttc,.ttc_h:hover{color:#fde428 !important;}.mbc,.mbc_h:hover,.stm-search .stm_widget_search button{background-color:#002e5b !important;}.sbc,.sbc_h:hover{background-color:#6c98e1 !important;}.tbc,.tbc_h:hover{background-color:#fde428 !important;}.mbdc,.mbdc_h:hover{border-color:#002e5b !important;}.sbdc,.sbdc_h:hover{border-color:#6c98e1 !important;}.tbdc,.tbdc_h:hover{border-color:#fde428 !important;}.stm_gmap_wrapper .gmap_addresses .addresses .item ul li .text{overflow:hidden;font-size:12px;line-height:20px;}.elementor-widget-video .eicon-play{border-color:#ffde59;background-color:#ffde59;}.elementor-widget-wp-widget-nav_menu ul li,.elementor-widget-wp-widget-nav_menu ul li a{color:#274372;}.elementor-widget-wp-widget-nav_menu ul li.current-cat:hover > a,.elementor-widget-wp-widget-nav_menu ul li.current-cat > a,.elementor-widget-wp-widget-nav_menu ul li.current-menu-item:hover > a,.elementor-widget-wp-widget-nav_menu ul li.current-menu-item > a,.elementor-widget-wp-widget-nav_menu ul li.current_page_item:hover > a,.elementor-widget-wp-widget-nav_menu ul li.current_page_item > a,.elementor-widget-wp-widget-nav_menu ul li:hover > a{border-left-color:#6c98e1;}div.elementor-widget-button a.elementor-button,div.elementor-widget-button .elementor-button{background-color:#274372;}div.elementor-widget-button a.elementor-button:hover,div.elementor-widget-button .elementor-button:hover{background-color:#ffde59;color:#274372;}.elementor-default .elementor-text-editor ul:not(.elementor-editor-element-settings) li:before,.elementor-default .elementor-widget-text-editor ul:not(.elementor-editor-element-settings) li:before{color:#6c98e1;}.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-content-wrapper .elementor-tab-mobile-title,.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-wrapper .elementor-tab-title{background-color:#ffde59;}.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-content-wrapper .elementor-tab-mobile-title,.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-wrapper .elementor-tab-title a{color:#274372;}.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-content-wrapper .elementor-tab-mobile-title.elementor-active,.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-wrapper .elementor-tab-title.elementor-active{background-color:#274372;}.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-content-wrapper .elementor-tab-mobile-title.elementor-active,.consulting_elementor_wrapper .elementor-tabs .elementor-tabs-wrapper .elementor-tab-title.elementor-active a{color:#ffde59;}.radial-progress .circle .mask .fill{background-color:#ffde59;}:root{--con_base_color:#002e5b;--con_secondary_color:#6c98e1;--con_third_color:#fde428;--con_primary_font_family:Open Sans;--con_secondary_font_family:Montserrat;}:root{--con_top_bar_shadow_params:0px 0px 0px 0px;--con_header_button_border_radius:50px 50px 50px 50px;--con_header_button_text_transform:uppercase;--con_header_button_font_size:14px;--con_header_button_mobile_text_transform:uppercase;--con_header_nav_menu_link_text_transform:normal;--con_header_nav_menu_link_font_style:normal;--con_header_nav_mobile_menu_link_text_transform:normal;--con_header_nav_mobile_menu_link_font_style:normal;--con_header_nav_menu_level_1_link_text_transform:normal;--con_header_nav_menu_level_2_link_text_transform:normal;--con_header_mega_menu_title_transform:normal;--con_header_mega_menu_link_text_transform:normal;}:root{}:root{--con_heading_disable_line:none;--con_heading_line_border_radius:0px 0px 0px 0px;}.vue_is_disabled{display:none;}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}@media screen and (max-height: 1024px){.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}@media screen and (max-height: 640px){.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}.info_box.style_3 .info_box_text{width:98%;}.page_title{display:none;}.stm_contact_two .stm_contact_image{max-width:100px;}.stm_contact_two .stm_contact_image img{border-radius:0;}.stm_contact_two .stm_contact_image img{width:100px;height:100px;}@media screen and (max-width: 776px){.info_box.style_3 .info_box_text{width:100%;}}@media screen and (max-width: 776px){.consulting-rev-title mark{font-size:34px;}}h2.ce_cta__content__title a{color:#274372;}.wp-elements-a54c277b5ca38759a40064dc50cb3578{font-size:26px !important;font-weight:700;}section#block-11 input.wpcf7-form-control.wpcf7-submit.has-spinner{background:#ffde59;}li.post_by{display:none;}.tawk-chat-bubble.tawk-agent-chat-bubble.tawk-text-regular-3{background:#274372 !important;}.email-news-form{background:#fde428;width:40px;position:absolute;left:84%;height:38px;top:0px;display:flex;justify-content:center;align-items:center;}.stm_newsletter_form{position:relative;}.email-news-form label{margin-bottom:0px;}.form-control,.input-group .form-control,.post-password-form input[type=password],.woocommerce form .form-row input.input-text,.woocommerce form .form-row textarea,.wpcf7-form-control,body .woocommerce-cart table.cart td.actions .coupon .input-text{background:#fff;height:38px !important;margin-top:-44px;}input#stm_newsletter_submit{display:none;}section#block-17 h2.wp-block-heading{font-size:26px;color:#fff;margin-top:10px;}section#block-17 h2.wp-block-heading::after{display:none;}.stm_newsletter_form p{color:rgba(255,255,255,.6);margin-top:12px;}i.stm-email::before{content:"";color:#000;}.stm_contacts_widget ul li .icon .fa{font-family:"Font Awesome 6 Free";}.stm_contact_two .fa{font-family:"Font Awesome 6 Free";}.input-group{margin:0 0 30px;width:100%;}.form-control,.input-group .form-control,.post-password-form input[type=password],.woocommerce form .form-row input.input-text,.woocommerce form .form-row textarea,.wpcf7-form-control,body .woocommerce-cart table.cart td.actions .coupon .input-text{font-size:13px;line-height:18px;color:#222;background:#cacaca;border:none;box-shadow:none;outline:0;padding:16px 30px 15px;border-radius:0;transition:all .3s ease;box-sizing:border-box !important;width:100%;display:block;height:49px !important;}.input-group{width:100%;display:inline-block;margin:0 0 44px;}body #order_comments,body .input-group textarea.form-control,body textarea.form-control,body textarea.wpcf7-form-control{margin-top:-11px;height:128px !important;}.input-group button[type="submit"]{margin-top:-12px !important;}.stm_newsletter_form input{height:39px !important;background:#fff;}.stm_testimonials .item .testimonial-info .testimonial-image img{width:50px !important;height:50px;overflow:hidden;border-radius:0%;}div#wpcf7-f1284-p1024-o1 .input-group{margin-top:-12px;}.consulting_posts_box .consulting_posts li .news_item_title a{white-space:nowrap;width:100%;display:block;overflow:hidden;text-overflow:ellipsis;}.consulting_posts_box .consulting_posts li .news_info p{margin-bottom:25px;text-overflow:ellipsis;overflow:hidden;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;}h2.consulting-custom-title{text-transform:capitalize !important;}pre{background-color:#ffde59;}ul.post_list_ul.no-paginate{margin-top:50px;}a.read_more{display:none;}.postid-7985 h1.page_title_2{margin-top:50px;}.stm_gmap_wrapper .gmap_addresses .addresses .item{padding:0 66px 0 1px;border-right:0px solid rgba(255,255,255,.25);}.page-id-558 h5{font-size:17px;}.stm_gmap_wrapper .gmap_addresses{padding:73px 0 71px;background:#002e5b !important;}#footer{background:#002e5b !important;}.info_box.style_3 .info_box_text{background:#16183d;}.top_bar{position:relative;z-index:20;font-size:13px;background-color:#16183d;}rs-layer#slider-1-slide-2-layer-4>a{background:#16183d;}.info_box.style_3 .info_box_text{top:180px;}section.elementor-section.elementor-top-section.elementor-element.elementor-element-e06f86f.third_bg_color.elementor-section-boxed.elementor-section-height-default.elementor-section-height-default{display:none;}.stm_post_comments{display:none;}.comments_num{display:none;}.widget .widget_title{border-top:0 !important;margin-bottom:25px;}h1.h2.no_stripe.page_title_2{padding-top:3%;}figure{margin:0 !important;}.wpb_text_column embed,.wpb_text_column iframe,.comment-body .comment-text embed,.comment-body .comment-text iframe{max-width:100%;height:500px !important;}.info_box.style_3 .info_box_text{width:100%;}.info_box.style_3 .info_box_text{top:74%;}a{color:#274372;text-decoration:none;outline:none !important;}.blog div#main{margin-top:50px;}aside.widget.widget_categories h5{font-size:26px;}aside.widget.widget_tag_cloud h5{font-size:26px;}.widget.widget_search .search-form .form-control{height:44px !important;}.widget{margin:40px 0 0px;}html.stm-site-preloader:before,html.stm-site-preloader:after{opacity:0;visibility:hidden;}.employee-audit input.wpcf7-form-control.wpcf7-submit.has-spinner.button.size-lg.icon_right{margin-top:10px;}.ce_cta__content__title a:hover,a:active,a:focus{color:#274372;}#rs-demo-id{}