Group health insurance · El Paso, Texas
Group Health Insurance in El Paso, TX
Medcore Brokerage is a licensed Texas employee benefits brokerage serving El Paso. We handle plan design, carrier negotiation, enrollment meetings, and year-round support for HR.
- ★★★★★ 5.0 on Google
- Since 2012
- Bilingual enrollment
- Licensed in Texas
Free quote · Reply within one business day
Tell us about your El Paso team
No obligation. We never sell your information.
Carriers we work with
Why Medcore
Why employers in El Paso choose Medcore
We know El Paso carriers and networks
Our role as your El Paso employee benefits consultant means more than quotes — we guide HR and employees every step.
Hands-on enrollment
In-person meetings, bilingual Q&A sessions, and clear benefit explanations for your team.
Year-round support
Ongoing help with compliance, renewals, and employee education — never a “set it and forget it” approach.
Transparent shopping
We compare multiple carriers to find the best fit; switching brokers alone doesn’t lower base rates — plan design and risk do.
What changes
What better benefits work looks like in El Paso
- Lower overall benefit costs through smart plan design (HSA/FSA, tiering, and networks).
- Higher employee participation and satisfaction with live, onsite education.
- Reduced HR headaches thanks to guided setup on platforms like Employee Navigator.
- Stronger retention in El Paso’s manufacturing, logistics, and healthcare hiring market, where benefits are a deciding factor for skilled staff.
Popular add-ons
Their team didn’t just help us select a benefits package. They took the time to sit down with each employee individually to explain the options in a way that was clear and easy to understand.
Plan options
Plan designs we quote for El Paso employers
Four ways to structure a group plan. Which one makes sense depends on your headcount, claims history, and how much risk you want to carry.
PPO
Broad access to providers across the El Paso metro with out-of-network flexibility. Higher premiums, fewer referral hurdles.
HMO / EPO
Lower-cost option with focused networks. Strong fit when your workforce is concentrated in one part of the El Paso metro.
HDHP + HSA
Cost-saving strategy that pairs lower premiums with tax-advantaged employee savings.
Level-funded / Self-funded
For stable, healthier groups — potential surplus refunds with stop-loss protection built in.
What group plans typically cover
Preventive & primary care
- Annual checkups, vaccinations, and health screenings
- In-network primary care visits with predictable copays
Specialists & hospital care
- Access to cardiology, orthopedics, OB/GYN, and more
- Emergency room, urgent care, imaging, and surgical services at El Paso-area hospitals
Prescriptions & mental health
- Coverage for generic and brand-name medications
- Behavioral health, counseling, and Employee Assistance Programs (EAP)
Coverage will vary by carrier and plan, but whether you’re offering employee benefits in El Paso TX or nearby areas like Socorro, Horizon City, Canutillo, and Fort Bliss, we verify provider access before you commit.
How it works
How we build your El Paso benefits plan
- 1
10-minute discovery
We learn your goals, budget, headcount, and El Paso locations.
- 2
Benefits audit
Review your current plan, contribution strategy, and claims data to spot savings opportunities.
- 3
Shop & design
Compare top Texas carriers, networks, HSA/FSA options, and Section 125 contribution models.
- 4
In-person enrollment
Live meetings, bilingual support, and guided onboarding so your El Paso employees understand their benefits.
- 5
Year-round support
Compliance guidance, renewal strategies, and employee education — not just during open enrollment.
Local networks
Provider access for your El Paso team
When comparing group health insurance in El Paso Texas, employers want networks that include the major border-region systems your employees already use.
- The Hospitals of Providence Memorial Campus2001 N Oregon St, El Paso, TX 79902 • Full-service hospital with ER, surgical, and maternity care.
- University Medical Center of El Paso4815 Alameda Ave, El Paso, TX 79905 • Level I trauma center and regional teaching hospital.
- Las Palmas Medical CenterEl Paso, TX • Acute care with cardiac, orthopedic, and emergency services.
- Del Sol Medical CenterEast El Paso • Emergency, surgical, and rehabilitation services on the east side.
Talk to a real person
Renewal coming up in El Paso?
Trey Driver and the Medcore team can review your current plan and quote your options in as little as a week, then start every renewal after that 120 days early.