Group health insurance · San Antonio, Texas
Group Health Insurance in San Antonio, TX
Medcore Brokerage helps San Antonio-area employers compare group health insurance from carriers including BCBSTX, Aetna, Cigna, and UnitedHealthcare, then runs enrollment in person, in English and Spanish.
- ★★★★★ 5.0 on Google
- Since 2012
- Bilingual enrollment
- Licensed in Texas
Free quote · Reply within one business day
Tell us about your San Antonio team
No obligation. We never sell your information.
Carriers we work with
Why Medcore
Why San Antonio employers work with us
Transparent shopping
We compare multiple carriers to find the best fit; switching brokers alone doesn’t lower base rates — plan design and risk do.
We know San Antonio carriers and networks
Our role as your San Antonio employee benefits consultant means more than quotes — we guide HR and employees every step.
Hands-on enrollment
In-person meetings, bilingual Q&A sessions, and clear benefit explanations for your team.
Year-round support
Ongoing help with compliance, renewals, and employee education — never a “set it and forget it” approach.
What changes
What changes after you switch
- Higher employee participation and satisfaction with live, onsite education.
- Reduced HR headaches thanks to guided setup on platforms like Employee Navigator.
- Stronger retention in San Antonio’s military, healthcare, and hospitality hiring market, where benefits are a deciding factor for skilled staff.
- For Bexar County businesses, the right group health plan supports retention, reduces HR workload, and helps attract talent.
Popular add-ons
Their team didn’t just help us select a benefits package. They took the time to sit down with each employee individually to explain the options in a way that was clear and easy to understand.
Plan options
Which plan type fits your San Antonio workforce?
Here is how the main plan types differ. You don’t have to choose: we recommend the design that fits your workforce and budget, and you decide.
PPO
Broad access to providers across the San Antonio metro with out-of-network flexibility. Higher premiums, fewer referral hurdles.
HMO / EPO
Lower-cost option with focused networks. Strong fit when your workforce is concentrated in one part of the San Antonio metro.
HDHP + HSA
Cost-saving strategy that pairs lower premiums with tax-advantaged employee savings.
Level-funded / Self-funded
For stable, healthier groups — potential surplus refunds with stop-loss protection built in.
What group plans typically cover
Preventive & primary care
- Annual checkups, vaccinations, and health screenings
- In-network primary care visits with predictable copays
Specialists & hospital care
- Access to cardiology, orthopedics, OB/GYN, and more
- Emergency room, urgent care, imaging, and surgical services at San Antonio-area hospitals
Prescriptions & mental health
- Coverage for generic and brand-name medications
- Behavioral health, counseling, and Employee Assistance Programs (EAP)
Coverage will vary by carrier and plan, but whether you’re offering employee benefits in San Antonio TX or nearby areas like New Braunfels, Schertz, Boerne, and Converse, we verify provider access before you commit.
How it works
From first call to enrolled team
- 1
10-minute discovery
We learn your goals, budget, headcount, and San Antonio locations.
- 2
Free Benefits Cost Review
Review your current plan, contribution strategy, and claims data to spot savings opportunities.
- 3
Shop & design
Compare top Texas carriers, networks, HSA/FSA options, and Section 125 contribution models.
- 4
In-person enrollment
Live meetings, bilingual support, and guided onboarding so your San Antonio employees understand their benefits.
- 5
Year-round support
Compliance guidance, renewal strategies, and employee education — not just during open enrollment.
Local networks
Hospitals and networks in the San Antonio area
When comparing group health insurance in San Antonio Texas, employers want networks that include the major South Texas systems your employees already use.
- CHRISTUS Santa Rosa Health SystemMultiple San Antonio locations • Community hospitals and urgent care across the metro.
- Methodist Hospital7700 Floyd Curl Dr, San Antonio, TX 78229 • Major acute-care hospital with ER, cardiology, oncology, and transplant services.
- University Hospital4502 Medical Dr, San Antonio, TX 78229 • Level I trauma center and teaching hospital for UT Health San Antonio.
- Baptist Medical CenterDowntown San Antonio • Long-established acute care network with emergency, surgical, and women’s health services.
Talk to a real person
Thinking about switching brokers in San Antonio?
Trey Driver and the Medcore team can review your current plan and quote your options in as little as a week, then start every renewal after that 120 days early.